Literate in a Modern Society

Literate in a Modern Society Human history saw many examples when knowledge meant everything for people because the information and ability and opportunity to acquire it was something more than simply data from books, this was independence in terms of thoughts and the ways of expressing one’s ideas. So, people strove for knowledge, for free access to information, and means of obtaining knowledge.Advertising We will write a custom article sample on Literate in a Modern Society specifically for you for only $16.05 $11/page Learn More The modern world changed greatly and literacy is not associated with ability to read and to write; it has become a method of achieving one’s goals in accordance with the rules typical for modern people. However, literacy can still be perceived as a set of skills that enable a person to read and write because is it a burning issue of modern education. Contemporary society fights for higher literacy level because representatives of modern youth ar e not able to spell their names correctly. Competency of educators is one of the burning issues of this day because the quality of knowledge depends greatly of the level of knowledge and effectiveness of methods applied by educators on different levels of the educational process. However, it can be concluded that educators should not assess their students objectively because students are discouraged by low grades. This vicious circle leads us to the illiteracy of the rising generation and irreversible consequences with regard to future generations. The modern world suggests many options on the ways of acquiring knowledge and gaining experience in different areas of human activity. People should be able to read, write communicate their ideas, and deal with technological innovations that include communication, storage, sharing devices and a great variety of other means of communication and learning. As the level of literacy is not sufficient, it is necessary to analyse the reasons for this. The past generation saw the rise of technological progress and invention of various devices to facilitate human life and work. So, the means used by professionals to accelerate their productivity served as means of entertainment for children that are now students and young specialists. They can read typed texts and write electronic messages. However, the literacy problem is carried to the point of absurdity when it comes to spelling some words and checking the appropriateness level of the word use and other factors that contribute to the overall literacy level.Advertising Looking for article on communications media? Let's see if we can help you! Get your first paper with 15% OFF Learn More People need literacy skills in all areas of human life and activity though some fields require a higher level of literacy as an option for effective performance of a company. So, if a person cannot write without a word processor that spell-checks the message, he/she can happen to fail in the overall performance within business area, politics, administration, and managerial positions. The community demonstrates an increased level of cohesion and integrity today. Individuals should be able to convey their messages effectively not causing misunderstanding to inform the global community about their goals and means of their achieving. In this respect, international non-profit and for-profit organizations, those engaged into commerce and cultural exchange should gain literacy skills to be able to share knowledge and experience accumulated in their native community. Every individual should be able to read and write to convey messages and share knowledge. While international organizations try to solve the problem of literacy level that seems to fall dramatically, it is necessary to engage the community members into development of methods and techniques suitable for the current situation when a lot of mistakes are made and something should be done to e nable current students obtain knowledge necessary for their adult life as independent qualified employees.

Understanding Fannie Mae and Freddie Mac

Understanding Fannie Mae and Freddie Mac The Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac) were chartered by Congress to create a secondary market for residential mortgage loans. They are considered government-sponsored enterprises (GSEs) because Congress authorized their creation and established their public purposes. Together, Fannie Mae and Freddie Mac are the largest sources of housing finance in the United States. Heres how it works: You secure a mortgage to buy a home.Your lender probably resells that mortgage to Fannie Mae or Freddie Mac.Fannie Mae and Freddie Mac either hold these mortgages in their portfolios or package the loans into mortgage-backed securities (MBS) that they then sell to the public. The theory is that by providing this service, Fannie Mae and Freddie Mac attract investors who might not otherwise invest funds in the mortgage market. This, theoretically, increases the pool of money available to potential homeowners.By the third quarter ​of 2007, Fannie Mae and Freddie Mac held mortgages valued at $4.7 billion- about the size of the total publicly-held debt of the U.S. Treasury. By July 2008, their portfolio was called a $5 trillion mess. History of Fannie Mae and Freddie Mac Even though Fannie Mae and Freddie Mac were Congressionally-chartered, they are also private, shareholder-owned corporations. They have been regulated by the US Department of Housing and Urban Development since 1968 and 1989, respectively.However, Fannie Mae is more than 40 years old. President Franklin Delano Roosevelts New Deal created Fannie Mae in 1938 to help jump-start the national housing market after the Great Depression. And Freddie Mac was born in 1970.In 2007, EconoBrowser noted that today there is no explicit government guarantee of their debt. In September 2008, the US government seized both Fannie Mae and Freddie Mac. Other GSEs Federal Farm Credit Banks (1916)Federal Home Loan Banks (1932)Government National Mortgage Association (Ginnie Mae) (1968)Federal Agricultural Mortgage Corporation (Farmer Mac) (1988) Contemporary Congressional Action Regarding Fannie Mae and Freddie Mac In 2007, the House passed H.R. 1427, a GSE regulatory reform package. Then-Comptroller General David Walker stated in Senate testimony that â€Å"[A] single housing GSE regulator could be more independent, objective, efficient and effective than separate regulatory bodies and could be more prominent than either one alone. We believe that valuable synergies could be achieved and expertise in evaluating GSE risk management could be shared more easily within one agency.† Subprime Mortgage Crisis A subprime mortgage crisis occurred in the United States between 2007–2010, in part as a result of a weakening economy but also as a housing bubble which had pushed housing prices higher and higher collapsed. Houses were large, their price tags steep, but mortgages were inexpensive and easy to get, and the prevailing real estate theory was that it was smart to buy (much) more house than you needed because it was a solid investment. If they wanted, buyers could refinance or sell the house because the price would be higher than when it was purchased.   Fannie and Freddies concentrated exposure to US residential mortgages, coupled with their high leverage, turned out to be a recipe for disaster. When the inevitable crash in home prices occurred, it created an associated spike in mortgage defaults, and Fannie and Freddie were holding hundreds of thousands of underwater home mortgages- people owed more, in some cases far more, on their houses than the houses were worth. That situation contributed greatly to the 2008 recession.   Collapse and Bailout By mid-2008, the two firms had expanded to almost $1.8 trillion in combined assets and $3.7 trillion in combined net off-balance sheet credit guarantees. Over the same period, however, they posted $14.2 billion in losses and their combined capital only amounted to about 1 percent of their exposure to mortgage risks. Despite efforts in the summer of 2008 to prop up the failing GSEs (the Housing and Economic Recovery Act on July 30 temporarily gave the US Treasury unlimited investment authority), by Sept. 6, 2008, the GSEs held or guaranteed $5.2 trillion dollars in home mortgage debt.   On Sept. 6, the Federal Housing Finance Agency placed Fannie Mae and Freddie Mac into conservatorship, taking control of the two firms, and entering into senior preferred stock purchase agreements with each institution. The U.S. taxpayer ultimately paid a $187 billion bailout to the two GSEs.  Ã‚   One stipulation to the bailout was that going forward the quality of housing loans backed by Fannie Mae and Freddie Mac had to improve. Investigations by economists Dongshin Kim and Abraham Park reported in 2017 indicate that the quality of post-crisis loans is indeed higher, particularly in the requirements on the levels of debt-to-income (DTI) ratio, and credit scores (FICO). At the same time, loan-to-value (LTV) requirements had been loosened since 2008, allowing a steady increase in the number of first-time home buyer loans.   Recovery By 2017, Fannie and Freddie had paid back $266 billion to the US Treasury, making their bailout a tremendous success; and the housing market has recovered. However, Kim and Park suggest that continued monitoring of the quality of the mortgages would be prudent. While FICO and DTI are indicators of the borrowers ability to pay their mortgages on time, the LTV is an indication of the borrowers willingness to pay. When the house value falls below the loan balance, people are less likely to pay on their mortgages.   Sources Boyd, Richard. Bringing the GSEs Back In? Bailouts, U.S. Housing Policy, and the Moral Case for Fannie Mae. Journal of Affordable Housing Community Development Law 23.1 (2014): 11–36. Print.Ducas, John V. Subprime Mortgage Crisis 2007–2010. Federal Reserve History. November 22, 2013.Frame, W. Scott, et al. The Rescue of Fannie Mae and Freddie Mac. Journal of Economic Perspectives 29.2 (2015): 25–52. Print.Kim, Dongshin, and Abraham Park. How Sound Are the Fannie Mae and Freddie Mac Recoveries? Are There Vulnerabilities for History to Repeat? Graziadio Business Review 20 (2017). Print.Agency/Government Sponsored Enterprises (GSEs) Product Overview 200What Are the Origins of Freddie Mac and Fannie Mae?

DIABETES Essay Example | Topics and Well Written Essays - 1000 words

DIABETES - Essay Example Conversely, it is reported that by the end of this decade, diabetes will likely to affect 30% of the Americans adult, which is around 40 million people. This will cause the human cost as well as, economic consequences to be substantial. Diabetes is a chronic condition, which is associated with unusually high levels of sugar in the blood (Braithwaite & Taylor, 2001). Research has shown that among the United States residents aged between 65 years and older have diabetes whereas 220,000 people aged 20 years are also affected by the disease. Today, Florida ranks in top 10 of states with high diabetes rates. Most health experts reported that the United States is facing an increase in the number of people with diabetes. In 1996, the 1.4 million to 4 million of people were diagnosed with diabetes in states such as Florida and Miami. Today, the figure is increasing at an alarming rate, and it confirms that diabetes has become one of the challenges facing the U.S today. High diabetes rates in Florida have become one of the disturbing issues among most communities (Silink, Kida & Rosenbloom, 2003). The study shows that the Florida’s rate of diabetes is currently outpacing its fat score as a result of increase in its population and it is more culturally diverse as compared to other states in the U.S. These factors on the other hand have doubled the state’s rate of diabetes taking it to about 9.9 percent. The experts argue that the older a person gets, the more likely the person is to develop diabetes. Compared with other states such as West Virginia, Maine, New Hampshire and many others, Miami, Florida and Westchester are reported to have more blacks and Hispanics, both the groups having higher rates of diabetes as opposed to the whites. However the main reason as to why the blacks and Hispanics have more diabetes was partly understood. Studies also shows that lower income as well as, education levels are some of the factors associated with higher rates of d iabetes. In summary, this paper will discuss on diabetes based on the communities in Miami, Florida and Westchester (Braithwaite & Taylor, 2001). In this research, the specific populations addressed are women. It is evident that women are greatly affected by diabetes in the United States as opposed to men. Of the 26 million adult with diabetes, about 13 million of the populations are women affected by diabetes. This is because research shows that risks of heart diseases are common complications of diabetes, thus this is more serious in women as opposed to men (Silink, Kida & Rosenbloom, 2003). Today, there are various complications that have been reported to have come as a result of Diabetes. These include heart disease and stroke, kidney disease, hypertension, amputations, and many other diseases. For instance, in 2004 the heart diseases were noted on 70% in Florida and Miami states. Conversely, the Congressional Budget Office (CBO) reported that the demographic factors only explai n the 10% of the rise of Obesity in Miami, 16% in Westchester, and 35% in Florida states. However, it is evident that lifestyle changes as well as, drug treatment can help in the reduction of diabetes in these states (Holt, 2009). For many years, the federal along with the government of the United States had been very active in the diabetes field to ensure that the people who were affected get good medication (Holt, 2009). As a result, the Federal Nation Diabetes Education programs (NDEP) were implemented in

Improving Organisational Performance Essay Example | Topics and Well Written Essays - 3000 words - 2

Improving Organisational Performance - Essay Example Objective Setting 7 Reviewing What and How 8 Overall Performance Rating and Rewarding basis on the appraisal 8 Challenges and Negative effects of Performance Management System 9 Balanced Proposals 10 Implications for Line Managers 11 Conclusion 12 References 14 Appendix 16 Introduction Performance management is a systematic progress that improves the performance of an organization by the improvement of individuals’ skills and effectiveness (Deb, 2009, p.36). Moreover, it increases the efficiency of team and helps to achieve the business and organizational objectives. Performance is explained apparently, which is the achievement of qualified objectives. The proper implementation and practices helps the employee of the organization to achieve the personal as well as organizational goal. The other important aspect of performance management of organizations is it helps to maintain the goal significantly (Caldwell, 2002, p.19). Performance management is one of the important elements of organization control system and Human Resource Management (Pravin, 2007, P.583). Performance management helps to provoke organizational and employee development by its methods. It also covers the strategic development by several modifications through its methods. Moreover, it facilitates indirect control of employees be setting up a clear target (Bhatia, 2003, p. 39). In order to achieve the objective of the study, Tesco and Sainsbury the two leading retail organizations of UK has been selected. They study will critically evaluate the Performance management in Tesco and Sainsbury. Moreover, the study will explore the challenges that have been encountered by the use of performance management in these two leading retail chains in UK. The study will develop a balanced proposal in order to overcome the challenges. The implications for line managers are also have examined by this study. Finally the study ends with a conclusion. Ev aluation of High Performance Work and Performance Management System in Tesco Tesco organization structure is kind of a bureaucratic structure as authority and power flows from the top level to bottom level in the organization. This equilibrium has the similarity in the performance management system and reward structure. In Tesco, the top management employees earn more reward comparing to the employees who exists in low level of the organization. However, the overall reward and performance management system and the Performance Steering Wheel is the key reason of the organization success story of Tesco (Jolly, 2009, p. 397). Customer, Community, Employees, Operations and Finance are the major elements of the Tesco’s performance steering wheel (Figure 1). From this steering wheel the employee’s aspect has been discussed in this study in order to evaluate the performance management framework of Tesco (Barrow, 2011, p. 93). Performance Management Framework Sir Terry Leahy i s the chief executive of Tesco, who is supremely responsible for the growth of organization. He had developed a clear map, direction and a compass in order to attain a strategic growth. The management team of Tesco has decided to develop and structure a performance management framework in order to develop a strategic goal of the organization. The performance management framework has created several key performance indicators in Tesco. The major purpose of this approach is to steer Tesco towards success. Performance steering wheel was developed by Tesco in the year 2009 in order to fulfil the organization as well as individual objectives (Taylor and Nichols, 2010, p.11). It has created the groth opportunities for the employees. The adoption of this framework has made the jobs interesting for the

The Philippine Overseas Employment Administration Essay Example for Free

The Philippine Overseas Employment Administration Essay The Philippine Overseas Employment Administration (POEA) is an agency of the Government of the Philippines responsible for opening the benefits of the overseas employment program of the Philippines. It is the main government agency assigned to monitor and supervise recruitment agencies in the Philippines. The POEAs office is located at EDSA corner Ortigas Avenue, Mandaluyong City, Philippines. The POEA has an organizational structure with the POEA Governing Board at the top. The Secretary of Labor and Employment heads the Governing Board, and the POEA Administrator as vice-chairman and representatives from the private, women, sea-based and land-based sectors as members. The Philippine Overseas Employment Administration was established in 1982 through Executive Order No. 797. The goal of the agencys establishment was to promote and monitor the overseas employment of Filipino workers. The POEA was reorganized in 1987 through Executive Order No. 47 in order to respond to changing markets and economic conditions, and to strengthen components that would protect Filipino workers and the regulatory components of the overseas employment program The Migrant Workers and Overseas Filipinos Act of 1995 instituted State policies of overseas employment and established standards for protection and promotion of welfare for migrant workers and their families, and for overseas Filipinos in distress. The act specifies, Migrant worker refers to a person who is to be engaged, is engaged or has been engaged in a remunerated activity in a state of which he or she is not a legal resident; to be used interchangeably with overseas Filipino worker. Regarding deployment of migrant workers, the act mandates, The State shall deploy overseas Filipino workers only in countries where the rights of Filipino migrant workers are protected In 2010, Republic Act No. 10022 amended some of these provisions, including those quoted above. Among other changes, the paragraph defining the term Migrant worker was amended to read, Overseas Filipino worker refers to a person who is to be engaged, is engaged or has been engaged in a remunerated activity in a state of which he or she is not a citizen or on board a vessel navigating the foreign seas other than a government ship used for military or non-commercial purposes or on an installation located offshore or on the high seas; to be used interchangeably with migrant worker. , and the introductory text regarding deployment was amended to read, The State shall allow the deployment of overseas Filipino workers only in countries where the rights of Filipino migrant workers are protected. The POEA is an attached agency of the Department of Labor Employment (DOLE) tasked to manage the country’s labor migration program. Their vision: Excellence in governance for world-class Filipino migrant workers. While regarding their mission: POEA connects to the world, and, in partnership with all stakeholders, facilitates the generation and preservation of decent jobs for Filipino migrant workers, promotes their protection and advocates their smooth reintegration into Philippine society. Structure The POEA Administrator oversees the daily operations of the agency and is supported by three deputy administrators. The Deputy Administrator for Employment and Welfare oversees the Pre-Employment Services Office and the Welfare and Employment Office. Under the Deputy Administrator for Adjudication and Employment Regulation are the Licensing and Regulation Office and the Adjudication Office. The Deputy Administrator for Management handles the general administrative and support services of the administration. The POEA has three (3) Regional Centers which are located in La Union for Luzon, Cebu for the Visayas region and Davao for the Mindanao area. Regional Extension Units are in Baguio-Cordillera Administrative Region, Iloilo, Cagayan de Oro and Zamboanga while satellite offices are located in Pampanga, Calamba, Laguna, Legaspi, Bacolod and Tacloban. Core Functions In terms of Industry Regulation, it issues license to engage in overseas recruitment and manning to private recruitment agencies and ship manning companies. Hears and arbitrates complaints and cases filed against recruitment and manning agencies, foreign principals and employers, and overseas workers for reported violation of POEA rules and regulations, except for money claims. They also implement a system of incentives and penalty for private sector participants and sets minimum labor standards. Monitors overseas job advertisements on print, broadcast and television and lastly supervises the government’s program on anti-illegal recruitment. And lastly imposes disciplinary actions on erring employers and workers and seafarers. Regarding their employment facilitation, they accredits/ registers foreign principals and employers hiring Filipino workers, approves manpower requests of foreign principals and employers, evaluates and processes employment contract, assists departing workers at the ports of exit, develops and monitors markets and conducts market research, conducts marketing missions, enters into memorandum of understanding on the hiring of Filipino workers with labor–receiving countries facilitates the deployment of workers hired through government-to-government arrangement and lastly they provides a system of worker’s registry. On provision of on-site remedies to OFWs to file complaints against employer or agency, OFWs may file complaints for violations of POEA rules against principal, employer, and/or Philippine recruitment agency at the Philippine Overseas Labor Office s (POLOs). Worker’s Protection The company (POEA), intensifies public education and information campaign, conducts pre-employment orientation and anti-illegal recruitment seminars nationwide, conducts Pre-Deployment Orientation Seminars (PDOS) to workers hired through the government-to-government arrangement and name hires, provides technical assistance in the drafting of bilateral and multilateral greement, provides legal assistance to victims of illegal recruitment, prepares OFW global mapping and profiling, implements gender-sensitive programs, networks with non-government organizations, workers’ organizations, etc. And they provides repatriation assistance Philippine Overseas Employment Administration, composed also the Ge neral Administration and Support Services which includes Human Resources Development, Property and Supplies Management, Financial Management, Information and Communication Technology, Plans and Policy Development and Quality Management System Summary of Activities The trainee completed a total of Two Hundred Forty Hours (240) of internship in Philippine Overseas Employment Administration (POEA). The first day of on-the-job training (OJT) of the trainee started on the 15th day of April. On the first day, she’s quite excited and nervous of what she’ll do on the company and on what department or division we’ll she assigned. On the next day, the trainee deployed on her respective department together with her two co-trainees, she was assigned at the â€Å"Cash Division†. This department’s job is divided into two: first, the department collects payment of OFW’s, agencies other contractor connected to POEA, secondly the department also assigned in releasing of checks. It’s superior because the trainee was assigned based on her path. During her training days, the trainee practice herself to wake up early in the morning just to be on time and until now her so proud to herself because she maintains it. The first task assigned was to segregate of used official receipts and filing vouchers by its nature. Before the trainee does the entire job, her person in charge, well-informed first before they allowed performing what operation she’ll have to do. On the first week, she was also assigned to balance and record to the journal the collection report per collecting officer. They do this job weekly. After balancing and recording, the trainee encode the collection report in the course of which it includes; HDMF, BMAD, OWWA, PHILHEALTH. But regularly, the trainee performed releasing of checks, answering phone calls, receiving vouchers and recording those checks by its nature from the office n charge (OIC) unto General fund (salaries of employees), MDS Trust (claimants), LBP trust (payments for the service rendered by POEA). She was also assigning to photocopy some documents, filing the vouchers of the clients and designate to sign the clients on the voucher for the proof that the checks have been received. Regarding the participation, the trainee participate as a cashier 1 on the dep artment when the time comes that some employees are not present. She acts as a cashier because there are a lot of OFW’s who made their payments on their department. During the training at POEA, the trainee learned to interact with other people especially to her co-trainees came from different States, Universities Colleges. We know that people have different characteristics and attitudes; however making friends with the trainee’s co-workers doesn’t make difficult. From the interaction the trainee made with them, the later learned to work with patience. She also learned from her co-worker’s experiences and mistakes and applies them whenever she needed it. The setting also on the department get pleasure from her employer’s because the entire person above her was so accommodating, supportive and concerned to her. They also encourage the trainee to go on with her studies until she become a professional. It was a good experienced for her to train her ability on the POEA. The trainee also well-read how to be converted into a hardworking person and be on time, pursue the policy and information that are specified to them. All of what she learned in the company will brought her sooner or later, especially when she’s on a veracity of employment. And she’s so grateful that at least in some way, for a short period of time, she became a part of the company (POEA). Recommendation to the Company The company created a good service to their clients and gave the best training for the students. The trainee highly recommends to the Philippine Overseas Employment Administration to increase their employees/ manpower in every division. We all know that almost thousands of people, especially OFW’s reports and go to the company. The trainee easily observed that the company must focus in terms of their manpower so that they must attain their general objectives which assigned as quickly as they can monitor and supervise recruitment agencies in the Philippines. Recommendation to the School Based on what she have experienced, it’s hard to have an on the job training in far places because it’s too exhausting and costly, for the reason that most of the companies doesn’t offer salary or allowance for their student trainees. That’s why they have to shoulder all the expenses from foods, house up to the other essential that they need. What can she recommend is that, they should allow students to have their on the job training within Cavite because she believe that it is more progressive than before. There are lots of big companies and banks now that can also help students to develop their ability and comprehension and be more competitive someday.

Love and Hate Depicted in Shakespeares Merchant of Venice Essay

Love and Hate Depicted in Shakespeare's Merchant of Venice The Merchant of Venice is a play both about love and hate. Shakespeare illustrates the theme of hate most prominently through the prejudices of both Christians and Jews and their behaviour towards one another. The theme of love is shown amongst the Christians, in the love of friendship and marital love. The themes are emphasised in the settings of the play, Belmont symbolising love and Venice symbolising hate. As well as this the immorality of various characters can be seen in their motives for love and hate. The entire play is centred around racial prejudices between Christians and Jews and their hate for one another. In The Merchant of Venice Shylock, the Jew, is characterised as the scapegoat, just as the Jewish have been throughout history. Shylock's prejudice and dislike for the Christians is largely based on their mistreatment of him: "Signior Antonio, many a time and oft in the Rialto you have rated me about my moneys and my usences: still have I borne it with a patient shrug, for sufferance is the badge of all our tribe. You call me misbeliever, cut-throat dog. And spit upon my Jewish gaberdine, and all for use of that which is mine own." (Shylock- 1,3,102-9) Shylock feels the wrath of an unequal society and is frustrated by it: "Hath not a Jew eyes? Hath not a Jew hands, organs, dimensions, senses, affections, passions? Fed with the same food, hurt with the same means, warmed and cooled by the same winter and summer, as a Christian is?" (Shylock- 3,1,54-60) Shylock's hatred for the Christians is what causes him to pursue his revenge on Antonio. This action is very significant as Shylock's business is usance and in his pursuit for reven... ...ll and is only interested in her for her wealth: "In Belmont is a lady richly left, and she is fair, and, fairer than that word, of wondrous virtues: sometimes from her eyes I did receive fair speechless messages: her name is Portia; nothing undervalu'd to Cato's daughter, Brutus' Portia; nor is the world ignorant of her worth, for the four winds blow in from every coast renowned suitors." (Bassanio- 1,1,161-9) The Merchant of Venice is a play both about love and hate. This can be seen through the Jewish and Christian prejudices, the relationships between the characters and the two settings for the play, Belmont and Venice. Shakespeare often incorporated the themes of love and hate in his plays, either as the main plot, or a sub plot as such in The Merchant of Venice. Love and Hate are the backbone of the main plot, collectively they hold the story together.

Raquel Browning, a private investigator – Creative Writing

Raquel Browning, a private investigator, sat at the window and watched him walk past. His head was lowered, and his right hand held his overcoat fixed firmly against the wind. She watched him until he was out of her range of sight, then she picked up the telephone. Across the river, on the other side of town, the phone rang once, then again before Mrs Clifford reached over and placed the receiver next to her ear. â€Å"Hello,† she said tentatively. â€Å"I have some news,† came the response from Raquel. â€Å"Go ahead,† Mrs Clifford said as she closed the parlour door. â€Å"He spent the night in a hotel named ‘The Lion's Den' with a brunette woman whose name was ‘Laura'. They dined earlier in the hotel restaurant before retiring to their room. He left at nine o'clock this morning.† â€Å"Is that all?† Mrs Clifford asked. â€Å"Yes, that is all Ma'am; I will have another update soon.† Mrs Clifford listened as the phone was hung up on the other end, and then replaced the receiver. She glanced at the painting on the wall above her. It was of Patrick when he was a little younger. His eyes seemed to pierce hers, and for a second, she almost felt guilty about having him followed. Raquel caught up with him a few blocks from the hotel. As she was trained, she stayed out of his view. She watched as he entered a coffee shop, and then entered the shop after two more people had gone in. She found a table close to Patrick and listened to him order a cappuccino, then the rustle of the newspaper pages as he read it. He didn't seem to be going anywhere, so she ordered an orange juice. After ten minutes, Raquel saw Laura, the woman he had spent the night with, walk into the coffee shop, and after glancing behind her at the street, slide into the seat beside Patrick. â€Å"Were you followed?† Raquel heard Patrick say. â€Å"No,† replied Laura. After that, Patrick and Laura became seemingly oblivious to the world, and started kissing. Raquel rose, paid for her orange juice, and exited the shop. Once she was outside, she crossed the street, turned and took out her camera. She took a quick series of photos of Patrick and Laura, and then put away the camera. Mrs Clifford would be happy she thought, well, as happy as possible. She had proof now, and that's what Mrs Clifford had paid her for. She went home, developed the photos, and placed them in a blank envelope. She addressed the envelope, and then posted the letter. ‘A job well done', the Private Investigator thought as she tucked her hands into her pockets and started to walk home. Mrs Clifford opened the envelope, and pulled out the photographs. There were six in total, all showing Patrick and Laura in various stages of canoodling. Mrs Clifford's face darkened as she looked at each one. ‘How could he? In public?' she thought as the maid, Jenkins walked into the room. She hastily pushed the photographs into the envelope again. The last thing she needed was the staff to be talking about this. â€Å"Tea, Mrs Clifford?† asked Miss Jenkins. â€Å"Yes, Thankyou.† Miss Jenkins poured the tea into a bone china teacup and handed it to Mrs Clifford. Mrs Clifford pulled the photographs out of the envelope again, as Miss Jenkins left the room, and looked at them as she sipped her tea. Mrs Clifford recognised this woman ‘Laura'. She worked in Patrick's office. The photographs were not enough. She needed to know more. Mrs Clifford picked up the telephone and dialled. â€Å"Browning Private Investigators,† Raquel answered the phone. â€Å"Good Afternoon. It's Mrs Clifford.† â€Å"Good Afternoon Mrs Clifford. I trust you received the photographs? How can I help you?† â€Å"I received the photographs, and they were good, but now I need more.† â€Å"More, Mrs Clifford?† The Private Investigator asked. â€Å"Yes, more. I need to know more about Patrick and this ‘Laura' woman. I will pay you double the amount I payed you last time.† â€Å"Mrs Clifford, I would be pleased to help you,† Raquel responded. She listened as Mrs Clifford said, â€Å"Well then we're settled,† and hung up. The private investigator wouldn't have taken this job for just anyone, but Mrs Clifford had money to burn, and the private investigator had a hole in her pocket. She grabbed her backpack which had all of her equipment in it, and set off to find Patrick. Raquel found him an hour later, in a shopping mall. He was in a lingerie store, but she couldn't see Laura anywhere. She continued to watch as Patrick looked through all the different things that the shop had to sell. She was taking pictures of this when Laura appeared from one of the change rooms. She walked over to Patrick and exchanged some words, and then Patrick gave her a lacy outfit to try on, kissed her, and left the store. The private investigator was still snapping photographs when he stopped at a jewellery store. She continued taking photographs as he walked up to the counter, and briefly spoke to the saleswoman. The saleswoman disappeared into a back room, and the private investigator stopped taking photographs to replace the film. Once she had done that, she started taking photographs as the saleswoman reappeared with a box in her hand. The saleswoman opened the box revealing a diamond ring. Patrick nodded, and then paid. The private investigator smiled. Mrs Clifford would be happy with her work. She left, and posted the photographs. Mrs Clifford answered the door when Patrick arrived. He had Laura with him. Mrs Clifford already knew what she was about to hear, thanks to the private investigator. She wasn't sure she liked it, but she really had no choice in the matter. She waited for Patrick to say something, and when it came, it was not a surprise. â€Å"Hi mother,† he said, â€Å"I'd like to introduce my fiancà ¯Ã‚ ¿Ã‚ ½e, Laura.† Mrs Clifford smiled as she welcomed her son and future daughter-in-law inside.

A Growing Problem in the United States

Stating this proves that it schools are a in the epidemic. The epidemic is increasing and part of it rising is the schools fault. There are thousands and thousands of children who become obese from eating school lunch. School lunches are very high in the calories. Their lunches are very unhealthy. It doesn't only make children become obese or overweight. It also ruins their health, and that is very bad. Also according to the mnn. om website â€Å"those who regularly ate the school lunch were 29 percent more likely to become obese that those who packed their own. † By learning this we know children who eat lunch has a greater percent to becoming obese. Also learning this proves that school lunch is very unhealthy. Therefore I think schools should pay attention to how their school lunch affects a child's weight. Vending machines and chool stores sell too much high calorie snacks and drinks. This needs to stop because this is another reason why childhood obesity increases from sc hools.I think the vending machines and the school stores need to have healthier snacks and drinks. President Obama says â€Å"Removing unhealthy high-calorie snacks and drinks from schools is a important step toward tackling the nation's childhood obesity epidemic. † What president Obama is basically saying is that removing snacks and drinks will help to lessen childhood obesity in America. Removing is way to lessen our big trouble with children weight. Removing unhealthy snacks and drinks could give America to decrease childhood obesity.Also president Obama said â€Å"the sale of unhealthy high-calorie snacks and drinks in school vending machines undermines these etto rts to ensure access to healthy and nutritious t in schools † Basically president Obama is trying to say selling these high calorie snacks and drinks is not supporting the decrease in childhood obesity schools should not sell unhealthy things to children. I think schools should sell healthy snacks and dr inks because the students can benefit in school and use it in their daily lives.For example maybe if they eat healthy in school it will encourage the kids to eat healthy outside of school and if they eat healthy they don't have to worry about become obese or overweight. This gives a child a better way not to become obese or overweight. As a conclusion to this I think schools should decrease the amount of calories that are in their snacks and drinks. They should make the snacks and drinks healthier. I believe schools should wake up and look and start having more physical activities. Children in America are too overweight and they should start having more physical activity and exercise.The perfect way for kids to exercise is at school with all their friends and for them to have fun while doing it. According to Kelly D â€Å"obesity is but one of many problems brought on by poor diet and lack of physical activity. † (Page 142) Exercise is very important way to prevent obesity. S o school is Just the right place to provide children a way to prevent obesity. Children can exercise 45 minutes a day. That way children have a better chance to not end up being obese or overweight. According to Kiess W, Marcus, Claud and Wabitsch â€Å"physical activity is one of the most important factors for therapy and prevention of obesity in children.Physical activity is a graet prevention for childhood obesity. This is another good way for children to exercise in school. It gives people who are obese a chance to not be obese anymore. Physical activity is a great and easy way to become normal in weigh. It also keeps people healthy. Children can practice all kinds of physical activities. They can have fun while doing physical activity. They can have fun exercising at the same time practicing to be healthy. Physical activity is very easy and healthy way to prevent obesity. Also the cdc. com website states that physical activity helps reduce the risk of eveloping obesity.So if y ou can exercise often there is a greater chance that you're not likely to become obese then a person who eats the same as you and does not exercise. So the more you exercise the better. As a result schools should open more physical activities because if they do the amount of child hood obesity will lessen. The three ways that schools can help with childhood obesity giving healthier school lunch, lessening the high calorie snacks and drinks, and adding more physical activities in schools. I think schools need healthier lunch because children's weight can be decreased.I also think he high calorie snacks and drinks need to be lessened in vending machines and school stores. I also think there should be more physical activities its easy and its fun. Childhood obesity need to b decreased now and schools can help. They need to give healthier lunch, decrease the amount of high calorie drinks and snacks, and they also need to add more physical activities. Childhood obesity is a big social is sue in America and we can make it decreased if we get the schools involved. So we need to start as soon as possible because the rising of childhood obesity is not looking good. So let's get schools involved now.

Felony Animal Cruelty Law essays

Felony Animal Cruelty Law essays Felony Animal Cruelty Law Animals everywhere are abused and sometimes killed by their owners and before Busters Law there wasnt much law enforcement officials could do about it, these animals can not fight for themselves or hire a lawyer to defend them in a court of law. Usually these animal abusers have either a history of violent behavior or are on their way to a violent criminal lifestyle towards humans. Animal abuse is often considered a gateway crime to more serious violent acts committed against humans. When a fly or other small insect lands on me in the summertime, I swat it away and sometimes kill it in its tracks, this isnt the type of abuse Busters Law deals with, Busters law deals with the intentional killing or serious injury of household pets. This law makes any crimes like this a felony, in hopes of protecting household pets from these violent individuals. When an 18 month old tabby cat was doused with kerosene and burned to death by a Schenectady teenager in 1997 it brought up major discussions about what should be done in these types of cases dealing with animal cruelty. Busters Law was named after this cat, Busters Law is also known as the Felony Animal Cruelty Law, this felony if brought on a person is punishable by up to two years in prison and a $5,000 fine. Before this Law was put into action the punishment for such an act was a misdemeanor conviction and a maximum penalty of one year in jail and a $1,000 fine. Governor George Pataki passed this specific law in June of1999. He signed this law live on a popular news segment of Channel 13 News WTEN, called Pet Connection. During the segment he informed viewers that this law would go into effect November 1st 1999. Pets are thought of as a member of the family to many US families, this is why this law needs to be respected. With so many people caring so much about their pets something n...

Vibrant Story in Your Narrative Essay Make Your Professor Your Reader

Vibrant Story in Your Narrative Essay Make Your Professor Your Reader Vibrant Story in Your Narrative Essay: Make Your Professor Your Reader This form of essays involves narrations of events and stories and the detailed description of how they unfold. These pieces of writing are used at various stages in school life and the art world. Typically, most assignments include telling stories of an individual’s life and its connection with class themes. These forms of essays are usually engaging and fun, as writers select interesting topics, have rough drafts on them before writing and revise their work after writing. So, here are the tips on how to make your narrative writing interesting and challenging: Go for stories that illustrate themes There are two components of narrative essays: the story itself and its analysis. These essays usually mean to communicate something that may be an issue, concept, event or a certain theme, hence you must use personal chronology to show an idea. Most narrative essays are not referenced or researched but are developed from the personal point of view. The personal artistic is what stands out as evidence to show certain points the author is trying to make. These essays are used to test a person’s creativity in storytelling skills as well as the ability to link current issues to topics in discussion. Always ensure your story stays in line with the prompts Narratives are mostly written in school as assignments or just for artistic purpose driven by certain prompts that might be from the teacher or appropriate parties. However, to make your story captivating you should follow the set guidelines and requirements so as to produce a true masterpiece essay. There are numerous topics that one can write about but the most common ones include: The transformation of a person’s character or personality The lack of privileges and discrimination experiences you’ve had The failure you’ve experienced and the consequences How you overcame some adverse experiences Choose the story with a convenient plot Interesting narratives tells stories in an illuminated and vibrant manner. The story should be brief and concise. Always hit your points head on. One should try to minimize characters complication as much as possible by setting the story and the plot. Long and broad narrations are normally boring. â€Å"My final year in high school† is a topic that is too wide and would have to involve a lot of concepts as opposed to simple but more detailed narrations. Reduce the number of characters as much as possible (but within the bound of reason). Only essential ones are to be incorporated. Make sure your story has vibrant details Best narratives are usually specific in details, portraying specific images and not general. Stories of this kind capture readers to sit through your story till the very end. Consider the following issues when deciding over good essays: Use your imagination (but again, within the bound of reason). Always try and stay true to your story as most narrations are not fictions. So, now you understand what you should focus on to make your narrative paper interesting for your professor. The key is in the detail and topic that should be not too wide but worth of telling about. This way, you’ll be able to show all your narrative skills and make your essay great. At our custom writing service you can buy narrative essays online which will be written by highly qualified academic experts.

Is Modern Fashion Enslaving or Liberating Dissertation

Is Modern Fashion Enslaving or Liberating - Dissertation Example The paper tells that culture has played a significant role in the creation of fashion across the ages in all parts of the world. Whether it is Victorian body-deforming corsets, Chinese foot-binding, tribal teeth sharpening or neck lengthening or modern leg-breaking stilettos, all these are usually very strongly related to culture but in most cases are accompanied by enormous pain all in the name of fashion or, even more, in the name of beauty. Women suffer from pain, discomfort and health problems to feel beautiful, appreciated or fashionable. In this regard, it has been right said by Jane Ussher that ‘Beauty is a cruel mistress’, despite the fact that a great deal of sacrifice is required to appear fashionable. The world has been characterized with the passing of fashion trends from mother to daughter, sister to sister or friend to friend. It is also evident that all the negative outcomes and side effects of pursuing beauty and fashion present only one side of the great dispute on whether fashion is for women or against them. Fashions are also introduced through campaigns by fashion houses in order to publicize fashion and to make people dependent on it. Publicity and media campaigns directly address people’s aspirations by associating fashion products and apparel with celebrities through fashion programs, advertising campaigns and sponsored programs. In average, there have been icons and celebrities and people look up to them in emulating them. Fashion is introduced through them and wearing trendy and fashionable clothing has always been the hip thing at any given time in any given age. Modern people feel disassociated with the world if they do not display the same involvement with fashion as others are doing, especially in a competitive world where everything matters that can give an edge over others. Models walking along the catwalk showcase new designs and fashions that are adopted by fashion houses for mass production to be consumed by the masses in meeting with the latest fashion trends. It can be said that the world too is just like a fashion show whereby fashion refers to prevailing styles, uses and customs in the larger perspective. In fact, the fashion sector is enslaved in being required to provide people with the latest designs and trends, which in turn lead to people being enslaved because they have to meet up with the competition to look trendy, fashionable and smart. Enslavement in this context implies that people are literally forced to adopt what appears to be in fashion. Chinese culture is characteristic of encouraging young girls to have

Global Smartphone Industry Essay Example | Topics and Well Written Essays - 3500 words

Global Smartphone Industry - Essay Example Further Porter’s five forces will enable to analyze the competitive forces of Nokia. In the part about sstrategic alliances and global competitiveness the BCG matrix will represent Nokia’s portfolio. In the part about the organizational structure of Nokia a McKinsey model will establish connections between areas that influence the the company’s performance. The 21st century has brought significant changes into the different spheres of human lives. Thus, energy conservation, openings in genetics as well as new technology are now the integral part of every society. Modern technology is the most noticeable because people use different devices such as mobile phones for their everyday purposes. This technology now accelerates the speed of information processing allowing sharing of the real-time information and communication between people. Moreover, such a small device as smartphone opens more potential for businesses, it is used in education purposes, its social meaning is great today. While the global traditional phone market is struggling with the recession as a result of the global economic downturn, the market of smartphones is growing. So the competition between the biggest manufacturers and providers grows as well. The following paper will examine the smartphone industry competitiveness, evaluating the nature of the industry competit ion that Nokia, a Finnish multinational company, faces in front of new mobile operating systems. Further it will discuss the impact of the global smartphone industry competition on Nokia’s smartphone market share and income. It will carry out a critical assessment regarding Nokia strategic alliance with Microsoft. The nature of the competition between different organizations in numerous spheres around world is changing. Due to the financial capital are still deficient and markets are inconsistent. All these factors call constant changes in all areas of business environment. Other features of the modern